Mortgage 101

How Working a Side Hustle for Two Years Can Qualify You for a Home “You don’t have to be great to start, but you have to start to be great.” -...

Is it Wise to Pay for Discount Points When Interest Rates are Expected to Fall? “Owning a home is a keystone of wealth — both financial affluen...

The Importance of the Latest CPI Report With the latest CPI (Consumer Price Index) report coming out today showing inflation around 4%, it is impo...

The Facts on Loan Documents When it comes to buying a home, many potential homebuyers (especially first time homebuyers) believe that submitti...

How Improving Your Credit Score Can Save You Big Bucks on Your Mortgage Many potential homeowners focus on building up savings for their down ...

The Difference Between Discount Points and Lender Credits When it comes to mortgages, there are a lot of terms that can feel like alphabet sou...

Understanding Your Debt-To-Income Ratio and Why It Is Important You have probably heard the term “debt-to-income ratio” (DTI) before (or maybe...

From Paperwork to Housewarming Party If you’re like most people, the mortgage lending process probably seems pretty confusing. There are a lot...

Uncovering the Market Conditions for 2023 These days, many people are hesitant to purchase a home because they will be incurring a higher interest...

Benefits and Drawbacks of Homeownership Most people people will just tell you that buying a home is a smart investment and will not provide mu...